Financial Tips

What It Means to Be Pre-Qualified for a Loan

Before you're ready to submit a loan application, you might be curious about how much you can borrow. With a pre-qualify tool, you can have a better idea of how much you can afford for your next car.

Financial Tips

Car Buying Tips: Is It Best to Buy New, Used, or Lease?

Is it better to buy a car or lease a car? What are the pros and cons of buying new and buying used? Take a look at our list of the advantages and disadvantages of each option, as well as tips for getting a good deal.

What is a home loan pre-approval and how to get one?

Before you start shopping for a new home, you often need to have a mortgage pre-approval in hand in order to show that you are a serious buyer. Learn how to breakdown mortgage payments, what is a mortgage pre-approval and how to get one in this guide.

Keep Your Credit in Check: Staying Active

Having a card account closed by the issuer can hurt your credit scores. Use your cards regularly to avoid cancellation due to inactivity.

Financial Tips

Buying A New Car vs. Buying A Used Car, And How To Finance Your Purchase

If you’re beginning to think about your next car—and you should think about your next car before you need to—talk to Aquila Standard.

Financial Tips

Retirement Planning: Roth IRA vs. Traditional IRA vs. 401(k)

Along with building your financial independence comes the responsibility of retirement planning. Take a look at the three most popular saving accounts: Roth IRA, IRA, and a 401(k) to see how they can help you save for retirement.

Financial Tips

How to Protect Against and Recover from Identity Theft

Identity theft happens when someone uses another’s personal information without permission, and everyone’s a target. Criminals look for social security numbers, birthdates, passwords, Medicare numbers, passport numbers, and bank account numbers.

Financial Tips

Here’s How And Why You Should Review Your Credit Report Every Year

Your credit report is one of the most important and helpful tools you have to manage your personal finances. Credit reports detail everything that makes up – and influences – your credit score.

Financial Tips

Four Actions That Can Help Break the Payday Loan Cycle

When you take out payday loans, it’s easy to fall into a trap. While they are convenient, these loans charge exorbitant interest rates.

Financial Tips

FICO Credit Scores on the Up and Up

Whether you are looking for your first home, refinancing a car, or renting an apartment, understanding your credit score and how to improve your score is beneficial to securing better rates along your financial journey.

Financial Tips

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