Helping More People Prosper with ITIN Lending
Aquila Standard wants everyone in our community to have access to quality financial products, including mortgages. That’s why we’re excited to be able to offer a 30-year mortgage product to our members who have Individual Taxpayer Identification Numbers (ITINs) instead of Social Security numbers. This program allows members who have lived and worked in the community for a minimum of two years to enjoy the homeownership dream.
If you are interested in learning more about ITIN home loans, our Mortgage lending team is happy to answer your questions at 206.398.5888.
things to remember when applying for a mortgage with an ITIN:
- 30-year, fixed rate, owner-occupied properties only.
- Purchase and Refinance options available.
- Manual underwriting only - A live person reviews each file and makes a sound decision.
- At least one borrower must have a valid ITIN number, and must have had it for at least two years.
- We can accept credit scores as low as 620, with a minimum of two open trade lines. We may consider non-traditional credit on a limited case-by-case basis.
- Completion of a first-time home buyer’s class is required.
We’ve made great strides in expanding the products and services we offer to underserved communities, and offering mortgages to our members with ITINs is another extension of this.
Learn about current ITIN mortgage loans rates.
Additional Product and Service Offerings for those with an itin:
Have an ITIN and looking for a mortgage? Give us a call, today.