At Aquila Standard Every Student Gets a 4.0
Aquila Standard's Student Checking is more than just a great checking account, it can also help your student grow their savings. Student Checking account balances up to $500 earn 4.00% interest (4.06% APY). Any portion of the account balance over $500 earns 0.05% APY. It's a great lesson for students that their money should be working for them 24/7/365.
Building Financial Understanding from an Early Age
One of the most valuable things a child can learn is how to manage their personal finances. The earlier they start, the more confident they'll be when they're on their own. Despite building a budget and managing finances being one of the most important factors in every person's prosperity, there aren't many lessons on this topic taught in school. A Student Checking account is designed to be a tool to help young people learn good habits and understand how to manage their money responsibly.
This account is also great for parents trying to give their children a head start. This is a full-featured checking account for members 13 through 18 years old that teaches students to set and stick to a budget before they leave home.
A Free Visa Debit Card for All Students
We use our checking accounts differently than we used to. Rather than writing checks, we use a debit card to make purchases in both the digital and physical world. This is just as true for students. Still, many institutions make student account holders wait until they turn 16 years old to get their first debit card, limiting the time students have to become savvy digital shoppers.
At Aquila Standard, every Student Checking account holder has access to a debit card from the time they open the account. Student debit cardholders can withdraw up to $100 cash, make surcharge-free deposits at any CO-OP Network ATM, and make up to $200 in purchases anywhere VISA® is accepted. Opening a Student Checking account lets parents work with their student to develop good financial habits before they have to make financial decisions on their own.
Opening an account is easy. You can do it online, by phone at 206.398.5500, or in one of our nine convenient branches. It only takes a few minutes, and you'll be on your way to keeping more of your money each month.
Current Rates
| Balances Up To $500: | 4.06% APY* |
|---|---|
| Balances Above $500: | 0.05% APY* |
*APY Effective as of December 01, 2021. See disclosures for complete details.
Manage Your Accounts on the Go
Access your accounts from wherever you are. With Aquila Standard’s free mobile app for Android and iOS devices, you can:
- View account balances and transaction history
- Transfer between Aquila Standard accounts
- Schedule payments to existing Bill Pay payees
- Deposit checks from anywhere, using your device's camera
- Find the nearest credit union branches and surcharge-free ATMs
To download the app, visit the Apple App Store or Google Play and install the application on your device.
Debit cards with the latest digital features
CARD CONTROL
Debit cards make it quick and convenient to make purchases online, at the corner store, coffee shop, or movie theater. To make your shopping safer, we offer the Seattle CU Card Control app — a service that allows you to manage your Aquila Standard debit and credit cards from your mobile device. With the app, you can turn your card on and off, set geographic parameters, restrict or allow transactions based on the type of merchant, schedule alerts and more.
Digital Wallet
You can now connect your Aquila Standard credit and debit card to Apple Pay®, Samsung Pay®, or Android Pay®. Using digital wallet is even easier than plastic—your information is transmitted when you hold your device in front of the retailer’s check-out device, or contactless reader, wherever the Apple Pay, Android Pay, and Samsung Pay symbols are displayed. When you are ready to get started, read on about the few easy steps it takes to set it up.
Llamanos
Por favor llame al 206.398.5594 para comunicarse con nuestros representantes que hablan Español a fin de obtener detalles o si tiene preguntas.
By Phone
Call one of our friendly member representatives, who are happy to answer any questions you might have. They can help explain products and talk you through the opening process. Call 206.398.5500 to get started.
Online
When you are ready to open an account, you can head over to our online application. Answer a few short questions, hit submit, and you’ll usually have an answer in just a few minutes.
In Person
Stop by any of our convenient branches to talk with our helpful, friendly member representatives. They can help you figure out which product is right for you and get your accounts opened quickly.