We know mortgages
Are you looking for a mortgage? Whether you are buying a home or refinancing your existing mortgage to save money or get cash, the mortgage experts at Aquila Standard’s Mortgage Team can help you get the right loan for you without the headaches of the typical mortgage process.
Aquila Standard is a full-service mortgage lender with programs to suit all types of borrowers and all types of properties. We have fixed-rate mortgages with terms from 10 to 30 years; adjustable-rate mortgages (ARMs) with the rate fixed for the first 3, 5, 7, or 10 years; Jumbo Loans up to $2 million depending on the loan-to-value (LTV) and purpose; and many other options.
Not sure which loan is right for you or where to start? That's okay! This is what our friendly mortgage experts do for our members every single day. Reach out today using the form below or calling us at 206.398.5888 and we can go through a few introductory questions to better understand what you’re looking for. With that information we'll go to work for you to make a list of your options and guide you through the mortgage-buying process. With Aquila Standard, you'll get a team of experts that will stand by your side until you have your keys in your hand.
Applying is Quick And Easy
When you are ready to apply for a home loan, you can do it online and get an answer fast. If you start the application and need to get more information to answer one of the questions, you can save the application and come back later to complete it.
Apply Now View Pending Application
Save on Closing Costs
Because Aquila Standard is a not-for-profit cooperative, our loan fees are much lower in comparison to other mortgage lenders.
We also don't charge two fees that are commonly associated with mortgages. When shopping for your mortgage lender, be sure to ask any potential lender what fees will be incurred throughout the process, so you can budget accordingly and properly compare lenders.
- We do not charge Pre-Approvals Fees
- We do not charge Underwriting Fees
Want to start talking? Reach out using the form below, or give us a call at 206.398.5888. We'd love to answer any questions you may have and build a customized plan for you.
We offer some of the best MORTGAGE rates around
As a not-for-profit, full-service mortgage lender we're able to offer a complete range of mortgage products at competitive rates and without many of the "gotcha" fees you'll find at other banks.
Estimate your Home Loan Payment
Use this mortgage payment calculator to help you plan for your future home purchase.
We Wrote the Book on Homebuying
If you’re not sure where to start on your journey to buy a home, let us help. We’ve been helping members like you for decades. In fact, we’ve written a free guide to help you navigate your way to getting your dream home. Download the free 11 Steps to Homebuying eBook today. Or you can also talk to a friendly MLO to get your homebuying questions answered.
Green Loan Discount
Green building is a design and construction practice that promotes the economic well being of the family, community, and environment. Elements of green building include energy efficiency, water stewardship, environmentally preferable building materials, waste reduction, and toxic materials reduction. We are currently offering $400 off closing costs for green-built homes financed through Aquila Standard.
To qualify for a Green Loan discount, homes must be certified by Built Green, Energy Star, or LEED. Some restrictions apply. Call our mortgage experts at 206.398.5888 or contact us using the form below.
What Our Members Say
Marco L.
Member since Seattle, WA
I could not be more satisfied. Despite the length of time, my agent was continuously responsive and helpful at every step, often well after 5 PM. I always knew where we were in the process and what was coming next. They worked very hard to get the three refis correct and balanced them out so we were not out of pocket any money.
Joel K.
Member since Seattle, WA
We really appreciated the great experience you provided for our mortgage loan. Your communications were timely. You led us through the process step by step. And you were so fast in getting the process completed! It was really refreshing to work with you.
FREE, FAST PRE-APPROVALS
Having a pre-approval can be the difference between having the winning offer on your next house and watching some other family move into your dream home. Before you start shopping, talk to our MLOs and see how much home you can afford.
You can have an answer in just a few days, and Aquila Standard doesn’t charge pre-approval fees like some other lenders.
Llamanos
Por favor llame al 206.398.5594 para comunicarse con nuestros representantes que hablan Español a fin de obtener detalles o si tiene preguntas.
