Citizenship Loans

We'll Help You Achieve the American Dream

To help people finance their path to US citizenship, we offer citizenship loans to cover the costs associated with this process. We also offer a fee-based alternative for each Citizenship Loan type, for people who would prefer not to pay any interest.

Two Loan Tiers

There are two tiers of Citizenship Loans, giving the flexibility to offer you the best possible financing for your unique situation.

Citizenship Express

Great for individuals looking to finance the costs associated with Citizenship.

9.99% APR¹ or 0% interest (with a $40 processing fee)
Loan amounts up to $725
Terms up to 12 months
No proof of income required
Can be used to pay passport fees (first-time applications, renewals, changes, and/or additional services), DACA (Deferred Action for Childhood Arrival) Fees, and TPS (Temporary Protected Status) Fees

Citizenship Plus

Perfect for people who are looking to finance the costs associated with Citizenship for multiple people or a whole family.

11.99% APR¹ or 0% interest (with a processing fee of $13 per $100 borrowed)
Loan amounts between $726 and $4,000
Terms up to 24 months
No proof of income required
Can be used to pay passport fees (first-time applications, renewals, changes, and/or additional services), DACA (Deferred Action for Childhood Arrival) Fees, and TPS (Temporary Protected Status) Fees

Give us a call at 855.575.9352 and talk to a friendly loan expert to get started. Or you can fill out your application online by clicking the button below.

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Applicant must be a legal, permanent resident and have a valid Social Security Number (SSN). Must be 18 years or older to apply. Subject to Aquila Standard credit underwriting. Must qualify for membership or be an existing member in good standing. Membership is open to anyone who lives or works in the state of Washington or any person related to a current member by blood, marriage, domestic partnership, or adoption. Please contact us for details at 855.575.9352.

¹ Annual Percentage Rate (APR) and interest rate is current as of December 01, 2021. Higher FICO score may lower the rate offered. Assuming you open a Citizenship Plus loan that is $4,000 with a term of 24 months and APR of 11.99%, your estimated monthly payment is $188.00 . The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, and other factors.

Current Rates

Citizenship Express	9.99% APR*
Citizenship Plus	11.99% APR*

*APR Effective as of December 01, 2021. See rates and disclaimers in full details here.

See All Rates Apply Now

Apply Now. Get Answers Fast.

Getting your loan at Aquila Standard could not be more simple. There are three easy ways to apply:

By Phone

Call our specially-trained loan experts, who are happy to answer any questions you might have. They can take your application and get you a decision while you wait, in most cases. Call 855.575.9352 to get started.

Online

When you are ready to apply, head over to our online loan application to get started. Answer a few short questions, hit submit, and you’ll usually have an answer in just a few minutes.

In Person

Stop by any of our convenient branches to talk with our helpful, friendly branch representatives. They can help you figure out which loan is right for you and connect you with a loan expert or help you apply online to get you a decision fast.

Apply Now