Attention Members: As of Monday, December 20th, the Kirkland Branch is temporarily closed until further notice. We apologize for the inconvenience and encourage Members to visit neighboring branches. To find your nearest branch, visit seattlecu.com/locations.

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What is the difference between an IRA Certificate and an IRA Savings Account?

IRA certificates and accounts both share the same tax benefits. Allowing for the fact that IRAs are generally not intended to be withdrawn from until retirement, certificates carry more penalties for early withdrawals than their savings account counterparts, but also offer higher interest rates. For more information about Certificate terms and conditions, please see our disclosures.

If you have any further questions about this, call us at 206.398.5500 or send us a message.